Getting ready to retire
Having a plan for retirement can increase your confidence and peace of mind about the future. In order to avoid stressful situations and financial struggles you need to start planning at the earliest possible stage, because the process involves so many questions and much research.
Living in retirement
By this point you must have got it all figured out. If not, you need to make some serious decisions related to the lifestyle you want in retirement and how much this would cost you. The retirement budget must include everything from essentials like food and housing costs to the unexpected expenses (as medical bills for example).