Insurance for all brands of vehicles against total loss or partial damage as a result of fire, theft, malicious acts of third parties, natural perils, traffic accidents, etc.
MTPL (Motor Third Party Liability Insurance)
Covers the third party liability of owners and drivers of motor vehicles for third-party personal injuries, death or material damage which have been caused by them with the insured vehicle and for which they are liable under the law.
Comprehensive insurance policy which covers your own home and its furnishings. Ensure utmost protection for the property of the customers.
All risks property damage and business interruption
Comprehensive insurance policy which is an alternative option for the insurance of buildings, machines, equipment, products, stock, inventories, etc.
Construction and erection risks
Insurance policy which covers investors, contractors or subcontractors for any public, industrial, engineering or private building sites.
Insurance policy which is designed for micro and small business companies, operating chiefly in the commerce and service sectors. The insurance covers assets with a total sum insured of up to bgn 1,000,000.
Combined SME business packages
Insurance policy which covers small & medium enterprises such as office, store, workshop, restaurant/café/bar, dental & doctor’s office, law office, fitness club, beauty salon etc.
Insurance policy which covers electronic equipment used for commercial and industrial purposes, against material loss or damage, or covers expenses incurred as a result of unexpected, unforeseen events.
Construction and excavation machinery insurance /casco of machinery/
Insurance policy designed for construction and excavation machinery and equipment used in the construction industry.
Professional Indemnity Insurance
In some professions the law provides for liability of the practitioners in case of breach of professional duty. Every lawyer, notary, procurator, private enforcement agent, certified auditor and medical practitioner can obtain additional protection by effecting insurance against their professional liability. Covered by the insurance products are all claims for material damage due to a breach of professional duty resulting from negligence, error or omission. Insurance policy covers medical practitioners professional indemnity, professional indemnity of certified public accountants and registered auditors, professional indemnity of notaries, private enforcement agent professional indemnity, professional indemnity of syndics and professional indemnity of lawyers.
Professional indemnity for construction and design
Insurance policy which undertakes to cover the liability of the insured under claims submitted within the policy period, for actually sustained material and personal damages, including legal costs incurred by other participants in the construction and/or third parties as a result of unlawful action or inaction of the insured during or on the occasion of the fulfillment of its obligations. covered are any claims related to the professional liability of the insured and its workers/employees under a contract.
Public Liability Insurance
Insurance policy which covers within the agreed liability limits, all sums that the insured /legal entity/ becomes liable to pay under a court decision or a settlement of damages caused to third parties, arising out of the insured’s public liability in relation to or during the activity of the insured.
Employer’s Liability Insurance
Insurance policy which will indemnify the insured /institution, sole trader or company which employees individuals/ for the sums that the insured becomes liable to pay under an effective court decision or out-of-court settlement approved by the insurer, as a compensation for damages caused by a labour accident which has resulted in a temporary or permanent disablement or death.
Hotelier and restaurateur liability
Insurance policy which covers the liability of hoteliers / restaurateurs for total or partial loss or damage to property /except for motor vehicles/, as well as death, bodily injury and/or acute illness caused as a result of an accident or poisoning after consumption of food and drinks provided by the insured on the territory of the hotel/restaurant to their guests, clients or visitors during or in relation to the conduct of business.
Product Liability Insurance
Insurance policy which covers up to the liability limit, the expenses incurred by a manufacturer or retailer of products in relation to material or personal damages suffered by the consumers as a result of any defect of the product insured under this policy, subject to the insured’s or consumer’s observance of the conditions defining the use and storage of the product.
Public liability insurance for use of firearms
This insurance will indemnify the insured /individual or legal entity/ for all sums, within the agreed limits of liability, which the Insured becomes liable to pay under a court decision or settlement of claims for property and personal damages to third parties suffered as a result of the use of firearms by the Insured or its employees.
Tourists & Personal
Compulsory Labour Accident Insurance
Insurance for employees working in enterprises where the occupational injury rate is equal or higher than the average for the country. The insurance covers loss of life, permanent or temporary loss of working capacity as a result of an accident.
Travel insurance (assistance)
Travel assistance insurance products provide the necessary funds and information in order to obtain timely and specialized medical assistance during your stay abroad. Upon occurrence of a personal accident or sudden sickness, the insured must call the assistance company at the phone number specified in the policy and it will direct him/her to the respective health care provider and will assume the expenses incurred.
Personal Accident Insurance
Insurance products which offers the following personal accident insurance products: personal accident insurance; personal accident of students and school staff; personal accident of sportsmen and technical staff; mountain rescue; voluntary personal accident of passengers in the motor vehicle insurance.
Medical insurance for foreigners on the territory of the republic of Bulgaria
Insurance product which will compensate the insured person for the actual medical expenses incurred for emergency medical assistance in the event of sudden, unexpected, unforeseen indisposition, sickness or accident occurring during the term of the insurance contract. expenses for medical treatment and hospitalization include costs of medical assistance in emergency, expenses for outpatient and hospital care and costs of dental care according to the provisions of the regulation.